9813 BALLS BLUFF DRIVE, FREDERICKSBURG, VA 22407

$645,000

Elegant Main-Level Living in Virginia Heritage - A Premier 55+ Active Adult Community Welcome home to this beautifully appointed stone-front residence offering the ease of luxurious main-level living and exceptional space for guests, hobbies, and entertaining. Featuring over 2,199 square feet on the main level, plus a finished walkout lower… Read More level, this home offers 4 bedrooms, 3 full bathrooms, a private study, and incredible flexible living space. A charming covered front porch welcomes you inside where sparkling hardwood floors, crown molding, and thoughtful upgrades create an inviting first impression. The open-concept design features an expansive Great Room with a cozy gas fireplace and tray ceiling, flowing seamlessly into the dining area and gourmet kitchen. The chef-inspired kitchen boasts granite countertops, stainless steel appliances, wall oven, cooktop, microwave, center island with seating, and abundant cabinetry, making everyday living and entertaining effortless. Retreat to the spacious primary suite featuring elegant tray ceilings, tranquil views, two walk-in closets, and a spa-like bath complete with dual vanities, linen closet, water closet, and a large seated walk-in shower. Two additional generously sized bedrooms and a full bath are thoughtfully situated away from the primary suite for privacy and comfort. The finished walkout lower level dramatically expands your living space and is ideal for entertaining or hosting overnight guests. Enjoy an expansive recreation room featuring a granite- wet bar/kitchenette, plenty of room for billiards, game nights, or movie viewing, along with a huge fourth bedroom complete with a walk-in closet, a full bathroom, flex space, and abundant storage options. Outdoor living is just as inviting with a covered porch and spacious concrete patio, creating the perfect setting for relaxing, grilling, or enjoying the peaceful manicured lawn. An incredible added bonus: this home offers a rare VA assumable loan opportunity with an attractive 2.25% interest rate, potentially creating substantial monthly savings compared to today's market rates for qualified buyers. Residents of sought-after Virginia Heritage enjoy resort-style amenities including a gated entrance, clubhouse, indoor and outdoor pools, tennis and pickleball courts, billiards, walking trails, fitness opportunities, and an active social calendar. This is more than a home - it's a lifestyle opportunity you won't want to miss. Read Less

Courtesy of Tammy Lynn Hill, KW Metro Center 703-535-3610

Listing Snapshot

Days Online

Last Updated

May 19, 2026

Property Type

Single Family Residential

Beds

Full Baths

Square Ft.

3,030

Lot Size

0.15 Acres

Year Built

2017

MLS Number

VASP2042044

Additional Details

Basement

Connecting Stairway, Daylight, Full, Daylight, Partial, Full, Heated, Interior Access, Outside Entrance, Partially Finished, Rear Entrance, Sump Pump, Walkout Level, Windows

Building

Built in 2017, Living area: 3030, Levels: 2, Construction Materials: Vinyl Siding, Stone

Cooling

Central A/C

Accessibility Features

None

Fireplaces

1 fireplace

Foundation

Concrete Perimeter

Garage

2 spaces

Heating

Forced Air

Home Owner's Association

Association Fee: $290, Fee Frequency: Monthly, Fee Includes: All Ground Fee, Common Area Maintenance, Health Club, High Speed Internet, Management, Pool(s), Recreation Facility, Road Maintenance, Security Gate, Sauna, Trash, Unknown Fee, Amenities: Club House, Common Grounds, Community Center, Exercise Room, Fitness Center, Game Room, Gated Community, Meeting Room, Pickleball Courts, Pool - Indoor, Pool - Outdoor, Retirement Community, Recreational Center, Sauna, Swimming Pool, Tennis Courts

Interior Features

Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Bar, Crown Moldings, Combination Kitchen/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Sprinkler System, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors

Lot

0.15 acres

Property

Other structures: Above Grade, Below Grade

Roof

Composite

Taxes

Annual Amount: $4,328, Lot: 233, Year: 2026, Zoning: P2*

Utilities

Natural Gas Available, Phone, Cable TV, Sewer Available, Water Available

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